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The second "pro" that is generally overlooked is that the richest of all plans, Plan F, pays 100% of your out-of-pocket expenses associated with a Medicare-approved benefit. So, that means if you have a Medicare- myaarpmedicare official site approved hospitalization, a doctor's visit or another medical exam, Medicare and your plan will pay 100% of the costs of medical care. You will no longer have to worry about co-payments and deductibles for Medicare-approved costs. Another important "pro" is that, with a Medicare policy, you can see any doctor or specialist who accepts Medicare. You are not subject to an HMO network or the "doorman" rules. For most people who compare Medicare supplemental plans, the ability to see any doctor who accepts Medicare is extremely important and why they chose to enroll in a supplemental plan. The "scam" of Medicare supplemental policies There are some "cons" that you should keep